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What is an insurance policy ?
An insurance policy is a legal contract between an insurance company and an individual or organization that outlines the terms and conditions of the insurance coverage being..
What is a deductible ?
A deductible is a predetermined amount of money that a policyholder must pay out of pocket before their insurance coverage kicks in and the insurance company begins..
Why do I need insurance ?
Helps you comply with legal requirements: Many types of insurance, such as car insurance and worker's compensation insurance, are required by law. Having insurance can help you avoid..
What is a premium ?
A premium is the amount of money an individual or business pays to an insurance company to purchase and maintain an insurance policy. The premium is typically paid on a regular..
What affects insurance cost ?
Many insurance companies use credit scores as a factor in determining rates, as studies have shown a correlation between lower credit scores and higher insurance claims..
How to file claim ?
Your insurance company will guide you through the claims process, which may include filling out forms, providing documentation, and working with a claims adjuster to assess the damage..
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What is insurance ?
Insurance is a contract between an individual or an organization (the policyholder) and an insurance company, where the policyholder pays a premium in exchange for protection..
What is the purpose of insurance ?
The purpose of insurance is to protect individuals, businesses, and other entities from financial losses due to unexpected events or accidents. Insurance provides a way to transfer the risk of loss..
How does insurance work ?
Insurance works by pooling together the risks of many individuals or organizations and distributing the financial costs of unexpected losses among the members of the pool. Insurance companies..